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View All Eligible Class Codes


General Eligibility Questions.

  • Have you or your business had more than two claims in the past 5 years, or had any circumstances that may give rise to a claim whether insured or not?
  • Have you or your business in the past 5 years had a single claim over $15,000?
  • Does any named insured(s), officer(s), owner(s) or partner(s) have a prior felony conviction and/or had involvement in business related lawsuits, mediations or arbitrations in the last 5 years?
  • Has your business ever declared bankruptcy?
  • Does the applicant have 3 or more years’ experience in this industry?

Subcontractors

(Note:-subcontractor premiums are a fixed cost on this policy.)
  • Do you use subcontractors?

What is the frequency of your payroll?

Weekly

I pay my employees once a week.

Bi-Weekly

I pay my employees every 2 weeks.

Semi-Monthly

I pay my employees twice a month.

Monthly

I pay my employees once a month.


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